Touchstone® supports reinsurance terms using the following two different methods:

• Terms are imported with the exposure data in the form of treaties and certificates.
• Terms are specified in reinsurance programs that users select and apply during loss analysis.

You use AIR ImportExpress™ to import exposure-based reinsurance terms for facultative and surplus share reinsurance. Reinsurance programs support risk-based Quota Share treaties, per-risk excess of loss treaties, and aggregate treaties, including CAT XOL, Aggregate XOL, and Per-Occurrence XOL.

Reinsurance programs consist of one or more treaties, which include the exposures to which they apply, limits, reinstatements, ceded amounts, trigger types, etc. Since reinsurance programs are part of the project, you can add them and modify them using the project’s reinsurance functions.