Scoring Results by Geography

This view displays overall risk and Data Quality Analysis scores by geography. You can group the results by country, area, sub area, postal code, or location. In the map view, the shade of a state indicates the amount of overall risk values in the state; darker shades of red indicate a higher overall risk. When you group by country, the Data Quality Uncertainty (DQU) and Overall Risk Values are aggregated from the other group-by results. For example, assume that the country has three states. Alaska has a DQU of 5, Alabama has a DQU of 45, and Arizona has a DQU of 10. In the Group Results By Country View, the DQU will be 60, the aggregate sum of the DQU in each country. When you view  scoring results by Geography / Location, the results are sorted by decreasing uncertainty with 'riskier' locations at the top of the list.

The following table describes each of the columns. Each description applies to the corresponding group.

Column

Group By

Description

Country

Area

Sub Area

Postal

Location

# Locations

X

X

X

X

X

Number of locations in the corresponding geographic area.

% Known Construction

X

X

X

X

X

Percent of locations in the corresponding geographic area with known construction information.

% Known Occupancy

X

X

X

X

X

Percent of locations in the corresponding geographic area with known occupancy information.

% Known Stories

X

X

X

X

X

Percent of locations in the corresponding geographic area where the number of stories is known.

% Known Year Built

X

X

X

X

X

Percent of locations in the corresponding geographic area where the year built is known.

% Portfolio Locations

X

X

X

X

X

Percent of portfolio locations in the corresponding geographic area.

% Portfolio Replacement Value

X

X

X

X

X

Percent of portfolio replacement value made up by the replacement values of locations in the corresponding geographic area.

% Quality Geocode

X

X

X

X

X

Percent of locations in the corresponding geographic area with a quality geocode match level, that is, with a geocode match level of Relaxed Address or better.

Address

 

 

 

 

X

Address of the corresponding location.

Area

 

X

X

X

X

Area (state) to which the corresponding overall risk score applies.

City

 

 

 

 

X

City in which the corresponding location is found.

Country

X

X

X

X

X

Country to which the corresponding overall risk score applies. If you group results by Country and there are multiple countries, the grid will contain a separate row for each country.

Data Quality

X

X

X

X

X

Data quality score for the corresponding location. Values range from 0-100, with 100 representing the highest quality.

Data Quality Uncertainty

X

X

X

X

X

At the location-level, the results also include a data quality uncertainty value that reflects the amount added to the overall risk score due to deficiencies in the exposure data.

Exposure Set

 

 

 

 

X

Exposure set containing the corresponding location.

Exposure View

 

 

 

 

X

Exposure view containing the corresponding location.

Location ID

 

 

 

 

X

Unique identifier of the corresponding location.

Original Currency

 

 

 

 

X

Type of currency stored for the corresponding location.

Overall Risk

X

X

X

X

X

Quantifies the overall risk based on:

•       Known address information

•       Known risk characteristics

•       Data quality

•       Loss costs and average annual losses for exposures in the same geographic locations

The higher the overall risk value, the higher the risk the data structure presents.

Policy

 

 

 

 

X

Policy containing the corresponding location

Postal Code

 

 

 

X

X

Postal code to which the corresponding overall risk score applies.

Replacement Value A

X

X

X

X

X

Combined building replacement value of all locations in the corresponding geographic area.

Replacement Value B

X

X

X

X

X

Combined other structures replacement value of all locations in the corresponding geographic area.

Replacement Value C

X

X

X

X

X

Combined contents replacement value of all locations in the corresponding geographic area.

Replacement Value D

X

X

X

X

X

Combined time element replacement value of all locations in the corresponding geographic area.

Scoring Peril

 

 

 

 

X

Peril that serves as the basis for the loss cost used to calculate hazard-specific component of the overall risk score for the corresponding geographic area.

Sub Area

 

 

X

X

X

Subarea to which the corresponding overall risk score applies.

Total Replacement Value

X

X

X

X

X

Combined total replacement values of all locations in the corresponding geographic area.

 

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Touchstone 7.0 Updated September 03, 2020