Distribution of Replacement Value by Occupancy

The bar chart displays the percent of the total replacement value for each of the occupancy code categories. Each occupancy category, such as Commercial, is divided in proportion to the types of occupancies in the category, such as general commercial and retail trade. Moving the pointer over a section of a bar displays the name of the occupancy type in that particular category. Touchstone dynamically displays the categories based on the composition of the exposure data; categories that do not appear in the portfolio are not represented in the chart.

 

This view enables you to validate occupancy based on the business you are writing. For example, you would see proportionately more residential occupancies for a personal lines account. It also highlights the percentage of unknown occupancies, which provides general information about the overall quality of the captured data.

To display detailed results for this view, click Show in Window in the Occupancy Type window. The following table describes each of the columns in the results grid.

Click here for information about working with grids.

Column

Description

Occupancy Category

High-level description of the type of activity performed at the locations in this category

Name (Occupancy)

Description of the type of occupancy activity performed at the locations in this category

Code (Occupancy)

Numeric code for the type of occupancy activity performed at the locations in this category

For information on valid codes, refer to the Touchstone Exposure Data Validation Reference on www.unicede.com.

Location Count

Number of locations that fall in the corresponding category

% Locations Count

Number of locations that fall in the corresponding category, expressed as a percent of all the locations

$ Total Replacement Value

Total replacement value (all coverages combined) of all locations in the corresponding category

% Total Replacement Value

Total replacement value (all coverages combined) per category, expressed as a percent of the total replacement value

$ Limit A

Combined building limits of all locations in the corresponding category

$ Limit B

Combined other structures limits of all locations in the corresponding category

$ Limit C

Combined contents limits of all locations in the corresponding category

$ Limit D

Combined time element limits of all locations in the corresponding category

A - Building

Combined building replacement value of all locations in the corresponding category

B - Other Structures

Combined other structures replacement value of all locations in the corresponding category

C - Contents

Combined contents replacement value of all locations in the corresponding category

D - Time Element

Combined time element replacement value of all locations in the corresponding category

Total Premium

Combined premiums of all locations in the corresponding category

Total Risk Count

Total number of risks in the corresponding category. May differ from the Location Count value if any of your location records represent aggregate data.

$ Deductible A

Combined building deductibles of all locations in the corresponding category

$ Deductible B

Combined other structures deductibles of all locations in the corresponding category

$ Deductible C

Combined contents deductibles of all locations in the corresponding category

$ Deductible D

Combined time element deductibles of all locations in the corresponding category

 

 


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Touchstone 7.0 Updated September 03, 2020