Location basic building fields

Validation rules related to the basic building characteristics.

Project Data > Exposure Views > {Select an Exposure View} > Contract List > {Select a Contract} > Contract Details pane > Locations

Underwriting Contract Mode > Home tab > Contract List > {Select or Add a Contract > } > Contract Details > Contract Details pane > Locations

For lists of valid Touchstone and valid non-Touchstone construction codes, see the "Reference: Exposure Data" section in the "Exposure Data Validation" section of the Help included with your Touchstone client.

Field

Description

Validation Rules

Default Value

Construction Code Type

One of the following types of construction codes to indicate the construction code type that you are using for the building and appurtenant (other) structures at this location:

  • Touchstone codes (Touchstone)

  • ATC codes (ATC)

  • ISO earthquake codes (ISE)

  • ISO commercial fire codes (ISF)

  • ISO dwelling fire codes

  • RMS Euro codes

  • RMS JPBLDG codes

  • RMS IND (industrial) codes (RMI)

  • RMS codes (RMS)

  • RMS USER codes

  • ISO WC codes (ISW)

We always recommends translating non-Touchstone codes to Touchstone codes wherever possible before importing your data.

Note:

If you select a non-Touchstone construction code type and specify non-Touchstone construction codes in the Construction Building and Construction Other Structures fields, Touchstone displays the non-Touchstone construction codes in these fields. Touchstone also maps these codes to Touchstone construction codes. Touchstone stores both the non-Touchstone (user-supplied) construction codes that you have specified and the corresponding Touchstone construction codes in the exposure database into which you have imported or added your locations.

  • Required if you are creating a new record or editing an existing record

  • Defaults to a value in the Touchstone user interface

Touchstone codes

Construction Building

Construction code for the building at this location.

The construction code type that you have specified determines which codes are valid for this field.

  • Required if you are creating a new record or editing an existing record

  • Defaults to a value in the Touchstone user interface, if the construction code type is AIR codes (AIR)

  • For offshore platforms, that is, for locations with an offshore country code such as "GOM" (Gulf of Mexico), the only valid construction class codes are the offshore asset construction class codes.

100 - Unknown

(800 - Unknown for offshore exposures, i.e., exposures that use an offshore country code)

Construction Other Structures

Construction code for any appurtenant structures covered at this location.

The construction code type that you have specified determines which codes are valid for this field.

  • Optional

  • Defaults to a value in the Touchstone user interface if the construction code type is AIR codes (AIR)

100 - Unknown

(800 - Unknown for offshore exposures, i.e., exposures that use an offshore country code)

Occupancy Code Type

One of the following types of occupancy codes to indicate the occupancy code that you are using at this location:

  • Touchstone codes (Touchstone)

  • ATC codes (ATC)

  • ISO BOP codes (ISB)

  • ISO COMFAL codes (ISC)

  • ISO codes (ISO)

  • RMS EURO-FR codes

  • RMS EURO codes

  • RMS JPOCC codes

  • RMS IND (industrial) codes (RMI)

  • RMS codes (RMS)

  • RMS WC codes (RWC)

  • SIC codes (SIC)

Note:

If you select a non-Touchstone occupancy code type and specify a non-Touchstone occupancy code in the Occupancy Code field, Touchstone displays the non-Touchstone occupancy codes in these fields. Touchstone also maps these codes to Touchstone occupancy codes. Touchstone stores both the non-Touchstone (user-supplied) occupancy codes that you have specified and the corresponding Touchstone occupancy codes in the exposure database into which you have imported or added your locations.

  • Required if you are creating a new record or editing an existing record

  • Defaults to a value in the Touchstone user interface

Touchstone codes

Occupancy Code

Occupancy code for the building at this location

The occupancy code type that you have specified determines which codes are valid for this field.

  • Required if you are creating a new record or editing an existing record

  • Defaults to a value in the Touchstone user interface if the occupancy code type is AIR codes (AIR)

  • For offshore platforms, that is, for locations with an offshore country code (ISO Country Codes, such as "GOM" (Gulf of Mexico), the only valid occupancy class codes are the offshore asset occupancy class codes.

311 - General commercial

(900 - Unknown for offshore exposures, i.e., exposures that use an offshore country code)

IsTenant

One of the following values to indicate whether this location is covered by a tenant policy:

  • Yes

  • No

  • Defaults to a value in the Touchstone user interface

No

Year Built

Year in which the building at this location was built or underwent a major upgrade.

The age of a building provides a good indication of the building codes that are in effect for the building.

When the year built of the structure is not known, Touchstone calculates an unknown year built damage function by applying an exposure-weighted distribution to the corresponding damage functions for each year built.

Touchstone uses this field for earthquake and hurricane analysis.

  • Defaults to a value in the Touchstone user interface

  • Must be a numeric value between 0 and the current year, inclusive. For example, if the current year is 2017, you can enter a value between 0 and 2017, inclusive.

[NULL]

Stories

Number of floors or stories of the risks that this location record covers.

For pleasure boats, this field represents the boat length in feet. Enter a value (in feet) within one of the following categories to specify the length of the pleasure boat:

  • Small (up to 26 feet)

  • Medium (26-50 feet)

  • Large (over 50 feet)

If the pleasure boat length is unknown, enter 0.

Touchstone does not support this field for offshore platform policies. Therefore, enter 0.

  • Defaults to a value in the Touchstone user interface

  • Must be a numeric value between 0 and 999, inclusive

[NULL]

Gross Area

This field affects losses for:

  • Verisk Hurricane Model for the United States

  • Verisk Earthquake Model for the United States

  • Forestry locations for extra tropical cyclone in Sweden and Norway

For the United States hurricane and earthquake models, this is the Gross Area of the building at this location.

Touchstone does not support this field for offshore platform policies. Therefore, enter 0.

Click this link for information about: Differences between Gross Area and Floor Area.

  • Defaults to a value in the Touchstone user interface

  • Must be a numeric value between 0 and 15000000, inclusive

[NULL]

Gross Area Units

One of the following units of measurement for the gross area:

  • Acre (AC)

  • Hectare (HA)

  • Square feet (SQFT)

  • Square meters (SQM)

The Gross Area (square footage) for the Verisk Hurricane Model for the United States does not include Finished Attic or Finished Basement.

  • Defaults to a value in the Touchstone user interface

Square feet

ISO Construction Code

ISO construction codes for the building at this location.

See "ISO Fire Codes" and "ISO Earthquake Codes" in the Help provided for non-Touchstone construction class codes in your Touchstone Client.

  • Optional

ISO Occupancy Code

ISO occupancy code for the building at this location.

See "ISO Commercial, Fire, and Allied Lines (COMFAL) Codes" in the Help provided for non-Touchstone occupancy class codes in your Touchstone client.

  • Optional

Building Value per Gross Area

Building value per gross area for this location.

The building value per gross area calculation for each location is the replacement value building divided by the gross area.

  • Read only

  • Not applicable for workers' compensation locations

Territory

User-defined territory code for this location for reporting purposes.

  • Optional

  • Can contain up to 30 characters

  • Can contain hyphens and underscores

Building Height

Height of the building at this location. This field is not used for loss calculations; it is used only for informational purposes.

The building height units that you specify determine the unit in which you should express the value for this field.

  • Optional

  • Defaults to a value in the Touchstone user interface

  • Must be a numeric value between 0 and 2,147,483, 647, inclusive

Building Height Units

One of the following units of measurement for the building height:

  • Feet (FT)

  • Meters (M)

  • Optional