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Touchstone Exposure Data Validation Reference
Exposure Data Validation Reference
Reference: exposure data
Financial terms
When working with policy terms in Touchstone, it is important to understand the supported financial terms and the valid combinations of financial terms for running detailed loss analyses.
Types of financial terms
Each of the financial terms (that is, limits and deductibles) that Touchstone supports for layers, sublimits, and locations falls into one of several categories.
Location deductible types
Deductible types that apply to locations and the financial term category (type) to which each deductible type belong.

Introduction
What's New
Revision History
Touchstone Exposure Data Validation Reference
- What's New
- Introduction
- Exposure Data Validation Reference
  - Validation rules for exposure data
    Validation rules that Touchstone applies during import.
  - Reference: exposure data
    - Financial terms
      When working with policy terms in Touchstone, it is important to understand the supported financial terms and the valid combinations of financial terms for running detailed loss analyses.
      - Types of financial terms
        Each of the financial terms (that is, limits and deductibles) that Touchstone supports for layers, sublimits, and locations falls into one of several categories.
        Layer limit types
        Limit types that apply to layers and the financial term category (type) to which each limit type belongs.
        Sublimit types
        Limit types that apply to sublimits and the financial term category (type) to which each limit type belongs.
        Location limit types
        Limit types that apply to locations and identifies the financial term category (type) to which each limit type belongs.
        Layer deductible types
        Deductible types that apply to layers and the financial term category (type) to which each deductible type belongs.
        Sublimit deductible types
        Deductible types that apply to sublimits and the financial term category (type) to which each limit type belongs.
        Location deductible types
        Deductible types that apply to locations and the financial term category (type) to which each deductible type belong.
      - Layer terms
        When specifiying limits and deductibles for layers in Touchstone, it is important to understand effect of limit and deductible types on layeres.
      - Sublimit terms
        When specifying limits and deductibles for sublimits in Touchstone, it is important to understand how the limit and deductible types that you specify for a sublimit affect the limits and deductibles for the sublimit.
      - Location terms
        When specifying limits and deductibles for locations in Touchstone, it is important to understand how the limit and deductible types that you specify for a location affect the limits and deductibles for this location. .
      - Limit type combinations
        When specifying limits for layers, sublimits, and locations in Touchstone, it is important to understand which combinations limit types are valid.
      - Deductible type combinations
        When specifying deductibles for layers, sublimits, and locations in Touchstone, it is important to understand which combinations of deductible types are valid.
    - Currency codes
      Currency codes supported by Touchstone during import.
    - Peril codes
      Perils affect risks and losses associated with Touchstone exposures. Touchstone supports sets of perils and sub-perils for each supported country and/or region.
    - ISO country codes
      Touchstone supports ISO 2-character country codes.
    - CRESTA and area codes
      CRESTAand area codes supported by Touchstone.
    - Touchstone construction and occupancy class codes
      The construction and occupancy class codes that you assign to each exposure have an impact on Touchstone analysis results. It is important to understand the two categories of codes, the construction and occupancy classes that Touchstone supports.
    - Workers' Compensation
- Earlier Versions: Exposure Data Validation Reference
Earlier Versions: Exposure Data Validation Reference

Location deductible types

Deductible types that apply to locations and the financial term category (type) to which each deductible type belong.


Deductible Type Code	Deductible Type Description	Term Type
AA	Florida Annual Amount	ABC-D
FR	Franchise Deductible	Total
ML	Maximum of Deductible Amount or Percent Loss	Total
MP	Mini Policy Deductible	Total
PL	Percent of Loss	Total
S	Site Deductible	Total
CB	Combined - Excluding Time	ABC-D
CT	Combined - Including Time	ABC-D
C	Deductible by Coverage	ABCD
N	No Deductible	N/A