Home
Touchstone Exposure Data Validation Reference
Exposure Data Validation Reference
Reference: exposure data
Touchstone construction and occupancy class codes
The construction and occupancy class codes that you assign to each exposure have an impact on Touchstone analysis results. It is important to understand the two categories of codes, the construction and occupancy classes that Touchstone supports.
Unknown construction / unknown occupancy combinations
Touchstone provides construction and occupancy codes to represent cases in which the construction class and/or unknown occupancy type are unknown. This topic lists the results of various combinations of unknown construction and/or unknown occupancy class codes.

Introduction
What's New
Revision History
Touchstone Exposure Data Validation Reference
- What's New
- Introduction
- Exposure Data Validation Reference
  - Validation rules for exposure data
    Validation rules that Touchstone applies during import.
  - Reference: exposure data
    - Financial terms
      When working with policy terms in Touchstone, it is important to understand the supported financial terms and the valid combinations of financial terms for running detailed loss analyses.
    - Currency codes
      Currency codes supported by Touchstone during import.
    - Peril codes
      Perils affect risks and losses associated with Touchstone exposures. Touchstone supports sets of perils and sub-perils for each supported country and/or region.
    - ISO country codes
      Touchstone supports ISO 2-character country codes.
    - CRESTA and area codes
      CRESTAand area codes supported by Touchstone.
    - Touchstone construction and occupancy class codes
      The construction and occupancy class codes that you assign to each exposure have an impact on Touchstone analysis results. It is important to understand the two categories of codes, the construction and occupancy classes that Touchstone supports.
      - Unknown construction / unknown occupancy combinations
        Touchstone provides construction and occupancy codes to represent cases in which the construction class and/or unknown occupancy type are unknown. This topic lists the results of various combinations of unknown construction and/or unknown occupancy class codes.
      - Behavior for invalid construction / occupancy class codes
        This topic describes how Touchstone handles import of invalid construction / occupancy class codes.
      - Touchstone construction class codes
        Construction class codes help to determine the vulnerability of your risks to various perils. Touchstone provides a set of construction class codes that you use to describe the building material and/or type of construction used in your risks. Support for construction classes varies by country/region.
      - Touchstone occupancy class codes
        The primary codes for occupancy classes define the type of activity carried out in the risks included in a record. Touchstone support for occupancy classes varies by country/region. Use the best possible occupancy class code from the appropriate list of occupancy class codes for a particular country or region.
    - Workers' Compensation
- Earlier Versions: Exposure Data Validation Reference
Earlier Versions: Exposure Data Validation Reference

Unknown construction / unknown occupancy combinations

Touchstone provides construction and occupancy codes to represent cases in which the construction class and/or unknown occupancy type are unknown. This topic lists the results of various combinations of unknown construction and/or unknown occupancy class codes.

For onshore locations, construction class code 100 represents unknown construction, while occupancy class code 300 represents unknown occupancy. For offshore locations, construction class code 800 represents unknown construction, while occupancy class code 900 represents unknown occupancy.

If you try to import a location with a blank construction or occupancy code, ImportExpress rejects the location. However, you can specify default construction and occupancy class codes for comma-separated values (CSV) imports. See Locations Defaults Tab.

See "Location Basic Building Fields" for information about the basic building characteristics of locations.


Construction Class Code A	Construction Class Code B	Occupancy Class Code	Result
Unknown	Unknown	Unknown	Imports successfully. During analysis, Touchstone assigns General Commercial (311) or Unknown Offshore Asset Occupancy (900) as the occupancy code. For more information related to a specific model, refer to the model documentation on the .Client Portal.
Known	Unknown	Unknown	Imports successfully. During analysis, Touchstone assigns construction class code A to construction class code B.
Unknown	Known	Unknown	Imports successfully. During analysis, Touchstone assigns construction class code B to construction class code A.
Known	Known	Unknown	Imports successfully.
Unknown	Unknown	Known	Imports successfully.
Known	Unknown	Known	Imports successfully.
Unknown	Known	Known	Imports successfully.
Known	Known	Known	Imports successfully.