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Touchstone Exposure Data Validation Reference
Exposure Data Validation Reference
Reference: exposure data
Peril codes
Perils affect risks and losses associated with Touchstone exposures. Touchstone supports sets of perils and sub-perils for each supported country and/or region.
Peril support by country/region
Use this topic to find information about the perils and codes supported by country or region.
United States perils
The following table lists the perils and peril codes that Touchstone supports for the United States.

Introduction
What's New
Revision History
Touchstone Exposure Data Validation Reference
- What's New
- Introduction
- Exposure Data Validation Reference
  - Validation rules for exposure data
    Validation rules that Touchstone applies during import.
  - Reference: exposure data
    - Financial terms
      When working with policy terms in Touchstone, it is important to understand the supported financial terms and the valid combinations of financial terms for running detailed loss analyses.
    - Currency codes
      Currency codes supported by Touchstone during import.
    - Peril codes
      Perils affect risks and losses associated with Touchstone exposures. Touchstone supports sets of perils and sub-perils for each supported country and/or region.
      - Peril options
        Peril options you can use when importing exposure data into Touchstone. The first table lists the options in the user interface; the second table lists the peril codes to use during import.
      - Peril support by country/region
        Use this topic to find information about the perils and codes supported by country or region.
        Australia perils
        The following table lists the perils and peril codes that Touchstone supports for Australia
        Canada perils
        The following table lists the perils and peril codes that Touchstone supports for Canada.
        Caribbean perils
        The following table lists the perils and peril codes that Touchstone supports for the Caribbean.
        Central and South America Perils
        The following table lists the perils and peril codes that Touchstone supports for Central and South America.
        China Perils
        The following table lists the perils and peril codes that Touchstone supports for China.
        Europe perils
        The following table lists the perils and peril codes that Touchstone supports for Europe.
        Gulf of Mexico Perils
        The following table lists the perils and peril codes that Touchstone supports for the Gulf of Mexico.
        India Perils
        The following table lists the perils and peril codes that Touchstone supports for India.
        Japan perils
        The following table lists the perils and peril codes that Touchstone supports for Japan.
        Mexico perils
        The following table lists the perils and peril codes that Touchstone supports for Mexico.
        New Zealand perils
        The following table lists the perils and peril codes that Touchstone supports for New Zealand.
        South Korea perils
        The following table lists the perils and peril codes that Touchstone supports for South Korea.
        Southeast Asia perils
        The following table lists the perils and peril codes that Touchstone supports for Southeast Asia.
        United States perils
        The following table lists the perils and peril codes that Touchstone supports for the United States.
    - ISO country codes
      Touchstone supports ISO 2-character country codes.
    - CRESTA and area codes
      CRESTAand area codes supported by Touchstone.
    - Touchstone construction and occupancy class codes
      The construction and occupancy class codes that you assign to each exposure have an impact on Touchstone analysis results. It is important to understand the two categories of codes, the construction and occupancy classes that Touchstone supports.
    - Workers' Compensation
- Earlier Versions: Exposure Data Validation Reference
Earlier Versions: Exposure Data Validation Reference

United States perils

The following table lists the perils and peril codes that Touchstone supports for the United States.

Wildfire sub-peril is available for U.S. exposures only, by separate license.

Note:

With Touchstone 2021, you can import hail, tornado, and straight line wind as separate perils, for the Verisk Severe Thunderstorm Model for the United States only. You can use the exposures for both the current and previous (archive) versions of the model. The new codes are PHL (hail), PTD (tornado), and PSW (straight line wind).


Import Peril Code	Peril	Notes
PAL	All licensed perils
PEA	All earthquake perils including wildfire/bushfire
PEF	Fire (wildfire/bushfire, fire following earthquake)
PFF	Fire following only
PES	Earthquake shake only
PFL	Inland flood	Applies to on-plain and off-plain flooding associated with non-tropical systems in the contiguous U.S.
PHL	Severe thunderstorm with hail (Verisk Severe Thunderstorm Model for the United States only)
PLS	Landslide
PNC	Non-catastrophe	Note: Non-catastrophe loss analyses were retired in Touchstone 2021 (9.0). Therefore, these fields do not affect losses.
PPH	Precipitation flood for the Verisk Hurricane Model for the United States
PSH	Hurricane storm surge
PSL	Earthquake sprinkler leakage only
PSW	Severe thunderstorm with straight line wind (Verisk Severe Thunderstorm Model for the United States only)
PTD	Severe thunderstorm with tornado (Verisk Severe Thunderstorm Model for the United States only)
PTR	Terrorism
PTS	Tsunami
PWA	All wind perils (tropical cyclone, severe storm, and winter storm)	Winter storm sub-peril is valid for U.S. exposures only.
PWB	Wildfire/bushfire only
PWF	All wind and fire following earthquake perils, and wildfire/bushfire
PWH	Tropical cyclone only	Plate glass sub-peril is available with Verisk Hurricane Model for the United States, by separate license.
PWT	Severe thunderstorm
PWW	Winter storm
PWX	Severe storm (wind excluding tropical cyclone)	Winter storm sub-peril is valid for U.S. exposures only.