Loss Analyses

Touchstone enables you to model catastrophic (CAT) events to estimate property and workers' compensation losses. CAT events are caused by perils (earthquakes, hurricanes, severe thunderstorms, and floods) that can devastate large areas. Property and workers' compensation exposure data must be imported separately into Touchstone.

Touchstone can perform the following types of loss analyses:

• Detailed Loss Analysis

• Loss Group Analysis

• Loss Comparative Analysis

• Marginal Impact Analysis

• CAT XOL Analysis

For workers' compensation data, you can analyze losses that result from earthquakes (AIR Earthquake Model for the United States [M11]) or acts of terrorism (AIR Terrorism Modelfor the United States [M01]), and you can model Personal Accidents (PA) covered by the AIR Earthquake Model for Japan [M52]. Click Differences Between Property and Workers' Compensation Exposure Data for information about the differences between Property exposure data and Workers' Compensation exposure data.