Residential Occupancy Codes

Residential occupancy codes supported by Touchstone.

AIR provides the following codes for residential occupancies. Since AIR has not mapped SIC codes to residential occupancies, "n/a" indicates that the column is not applicable.

Occupancy Code

Category

SIC2-Digit

Description

301

General Residential

n/a

General Residential is a composite of all other Residential Occupancies. You can select this occupancy class code if you have no specific information about the risk.

302

Permanent Dwelling: Single Family

n/a

Single-unit detached dwellings usually occupied by a single family.

303

Permanent Dwelling: Multi Family

n/a

Multiple-unit dwellings usually occupied by more than one family. Typically, multi-family dwellings consist of four units or less.

304

Temporary Lodging

70

Commercial establishments known to the public as hotels, motels, motor hotels, or tourist courts primarily engaged in providing lodging or lodging and meals to the general public. This category includes hotels that are operated by organizations for members only. Also, establishments primarily engaged in renting, such as boarding houses, lodging houses, or rooming houses.

305

Group Institutional Housing

n/a

Residential units under institutional control. Examples include college dormitories, nursing homes, and retirement centers where medical care is incidental.

306

Apartments/Condominiums

n/a

Attached, multi-unit housing with more than four units.

307

Terraced Housing

n/a

Attached residential unit. Commonly found in Europe, e.g., in the United Kingdom.

367

Residential

Land within residential property boundary. Includes land:

  • Under a residential structure and outbuildings (e.g. shed or garage)

  • Within eight meters of that residential structure and outbuilding

  • Under or supporting the main access way, up to 60 meters from the residential structure.

Currently supported only for AIR Earthquake Model for New Zealand

382

Construction/Erection Risks

n/a

Residential construction/erection risk is an under-construction building that is intended for a general residential occupancy. Currently supported for locations in China, India, South Korea, Southeast Asia (Earthquake and Typhoon), South America, and Japan (Earthquake and Typhoon), and for some locations in Europe, including Central Europe. Also valid for AIR Earthquake Model for New Zealand and AIR Earthquake Model for Australia.