United States Perils

Perils and codes supported by Touchstone.

The following table lists the perils and peril codes that Touchstone supports for the United States. Wildfire sub-peril is available for U.S. exposures only, by separate license.

Import Peril Code

Peril

Notes

PAL

All licensed perils

PEA

All earthquake perils including wildfire/bushfire

PEF

Fire (wildfire/bushfire, fire following earthquake)

PFF

Fire following only

PES

Earthquake shake only

PFL

Inland flood

Applies to on-plain and off-plain flooding associated with non-tropical systems in the contiguous U.S.

PLS

Landslide

PNC

Non-catastrophe

PSH

Hurricane storm surge

PSL

Earthquake sprinkler leakage only

PTR

Terrorism

PTS

Tsunami

PWA

All wind perils (tropical cyclone, severe storm, and winter storm)

Winter storm sub-peril is valid for U.S. exposures only.

PWB

Wildfire/bushfire only

PWF

All wind and fire following earthquake perils, and wildfire/bushfire

PWH

Tropical cyclone only

Plate glass sub-peril is available with AIR Hurricane Model for the United States, by separate license.

PWT

Severe thunderstorm

PWW

Winter storm

Code appears only in exports by peril. Use PWX to import these perils.

PWX

Severe storm (wind excluding tropical cyclone)

Winter storm sub-peril is valid for U.S. exposures only.