About specifying average properties

Specify how Touchstone should apply average physical properties, such as soil type and land use/land cover data, at a region-specific geographic resolution, during a loss analysis.

Refer to the Exposure Disaggregation and Average Properties in Touchstone guide on the Client Portal for information about this option, including information about the models that support average properties, and the supported countries and geographic resolutions at which Touchstone applies average properties.
Option Description
Automatic Touchstone automatically assigns average physical properties based on the geocode match level. If the match level of the location is ZIP centroid or coarser, it uses the average physical properties. If the match level is finer than ZIP centroid, it uses the grid physical properties, down to one kilometer, which is the resolution used by our Industry Exposure Database.
On Touchstone analyzes all locations based on average physical characteristics for an entire postal code area, regardless of the geocode match level.
Off This is the default setting. If you do not select this option, Touchstone estimates the loss based on hazards at the geocode of your location.