Specifying Additional Details

In the Output Options pane, use the Additional Details parameters to generate detailed output by coverage (and include the claims count in the output). When you analyze workers' compensation policies and certificates, you can configure the analysis to save results by injury type and to apply MAOL terms in the analysis results. You can also save results by peril or model and optionally view results by peril or model in the generated Summary EP table, and you can select one or more zones in which to accumulate exposures.

Select the EP by Peril and EP by Model options if your data includes peril information and you want to view results in the Summary EP table by peril and/or by model:

• If you select EP by Peril and your data includes peril information, the Summary EP table can, optionally, include a By Peril column.

• If you select EP by Model, the Summary EP table can, optionally, include a By Model column that breaks down each peril category by specific model. See Model Numbers and Abbreviations for the model numbers and abbreviations displayed in the EP Summary Table.

• If you select both EP by Peril and EP by Model and your data includes peril information, the Summary EP table can, optionally, include both the By Peril and By Model columns. In this case, the Summary EP table breaks down first by peril, then by model.

• If you select both EP by Peril and EP by Model when you configure the analysis and then apply CATXOL, the CATXOL Summary EP table also includes this information.

Additional Details Option	Description
Coverage	Saves results by individual coverage (building, other structures, contents, time element).
# Claims	Saves an estimate of the number of claims that may affect your exposure, in addition to loss estimates. This field is valid only for U.S. locations and for all perils except Terrorism.
Injury Type	Saves results by injury types.
MAOL	For U.S. workers' compensation exposures only, applies MAOL (maximum any one life) insurance terms to the analysis results, enabling you to include the information in CLF export files. Touchstone applies MAOL limits before calculating financial perspectives. MAOL terms define the most any single risk can contribute to a loss. Select this field and then edit the MAOL terms. If the check box is already selected and you want to edit the MAOL terms, click . You can specify four different limits. This is useful, for example, if you are configuring an analysis with multiple reinsurance treaties, each of which contain different MAOL limits. The loss engine calculates the results net of MAOL for the four different limits. For example, assume that an analysis includes two reinsurance treaties. The first treaty specifies $50 million with an MAOL term of $5M while the second treaty specifies $40 million X $60 million with an MAOL of $10 million. You set Limit 1 to $5M and Limit 2 to $10 million. While Touchstone typically generates losses at the event level, if the output is by location (postal or subarea), the application generates additional MAOL losses.
EP by Peril	Saves results by peril for inclusion in the Summary EP table. This option is supported for all models that Touchstone supports. However, when you report by peril, Touchstone uses only the main peril, not the sub-perils. For example, if a model produces loss for both Shake and Tsunami, Touchstone groups the losses together and displays them as Shake losses.
EP by Model	Saves results by model for inclusion in the Summary EP table. External models are not supported.
Zone	Accumulates in one or more selected zone sets. Touchstone computes losses at the zone level, not at the zone set level. It generates AAL and EP curves by zones. The losses by zone are visible in the user interface and are available for export through Export. They are also available in the databases. Losses by contract by zone, losses by layer by zone, and losses by LOB by treaty by zone are not visible in the user interface; however, you can export the loss results via Export and can access the results through the back-end databases. Click here for information about configuring a zonal loss analysis.