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Touchstone Exposure Data Validation Reference
Exposure Data Validation Reference
Reference: exposure data
Touchstone construction and occupancy class codes
The construction and occupancy class codes that you assign to each exposure have an impact on Touchstone analysis results. It is important to understand the two categories of codes, the construction and occupancy classes that Touchstone supports.
Touchstone construction class codes
Construction class codes help to determine the vulnerability of your risks to various perils. Touchstone provides a set of construction class codes that you use to describe the building material and/or type of construction used in your risks. Support for construction classes varies by country/region.
Construction class codes by country/region
Touchstone support for construction classes varies by country/region as well as by model.
Caribbean Construction Class Codes
Touchstone supports the construction codes listed in this topic for the Caribbean.

Introduction
What's New
Revision History
Touchstone Exposure Data Validation Reference
- What's New
- Introduction
- Exposure Data Validation Reference
  - Validation rules for exposure data
    Validation rules that Touchstone applies during import.
  - Reference: exposure data
    - Financial terms
      When working with policy terms in Touchstone, it is important to understand the supported financial terms and the valid combinations of financial terms for running detailed loss analyses.
    - Currency codes
      Currency codes supported by Touchstone during import.
    - Peril codes
      Perils affect risks and losses associated with Touchstone exposures. Touchstone supports sets of perils and sub-perils for each supported country and/or region.
    - ISO country codes
      Touchstone supports ISO 2-character country codes.
    - CRESTA and area codes
      CRESTAand area codes supported by Touchstone.
    - Touchstone construction and occupancy class codes
      The construction and occupancy class codes that you assign to each exposure have an impact on Touchstone analysis results. It is important to understand the two categories of codes, the construction and occupancy classes that Touchstone supports.
      - Unknown construction / unknown occupancy combinations
        Touchstone provides construction and occupancy codes to represent cases in which the construction class and/or unknown occupancy type are unknown. This topic lists the results of various combinations of unknown construction and/or unknown occupancy class codes.
      - Behavior for invalid construction / occupancy class codes
        This topic describes how Touchstone handles import of invalid construction / occupancy class codes.
      - Touchstone construction class codes
        Construction class codes help to determine the vulnerability of your risks to various perils. Touchstone provides a set of construction class codes that you use to describe the building material and/or type of construction used in your risks. Support for construction classes varies by country/region.
        Construction class codes
        Touchstone applies non-engineered building damage distributions to the construction classes listed in this topic, regardless of occupancy class.
        Construction class codes by country/region
        Touchstone support for construction classes varies by country/region as well as by model.
        United States and Canada construction class codes
        Touchstone supports the construction codes listed in this topic for the United States and Canada.
        Mexico construction class codes
        Touchstone supports the construction codes listed in this topic for Mexico.
        Gulf of Mexico construction class codes
        Touchstone supports the construction codes listed in this topic for the Gulf of Mexico.
        Caribbean Construction Class Codes
        Touchstone supports the construction codes listed in this topic for the Caribbean.
        Central America Construction Class Codes
        Touchstone supports the construction codes listed in this topic for Central America.
        South America Construction Class Codes
        Touchstone supports the construction codes listed in this topic for South American.
        Europe construction class codes
        Touchstone supports the construction codes listed in this topic for Europe.
        India construction class codes
        Touchstone supports the construction codes listed in this topic for India.
        Japan Construction Class Codes
        Touchstone supports the construction codes listed in this topic for Japan.
        China construction class codes
        Touchstone supports the construction codes listed in this topic for China.
        Southeast Asia construction class codes
        Touchstone supports the construction codes listed in this topic for Southeast Asia.
        South Korea construction class codes
        Touchstone supports the construction codes listed in this topic for South Korea.
        Australia and New Zealand construction class codes
        Touchstone supports the construction codes listed in this topic for Australia and New Zealand.
      - Touchstone occupancy class codes
        The primary codes for occupancy classes define the type of activity carried out in the risks included in a record. Touchstone support for occupancy classes varies by country/region. Use the best possible occupancy class code from the appropriate list of occupancy class codes for a particular country or region.
    - Workers' Compensation
- Earlier Versions: Exposure Data Validation Reference
Earlier Versions: Exposure Data Validation Reference

Caribbean Construction Class Codes

Touchstone supports the construction codes listed in this topic for the Caribbean.

Note:

For information about supported codes and limitations for specific models, refer to the model documentation that is available on the Client Portal. After logging in, select "Model Documentation" as the documentation type in the Narrow Results By pane and then search for the model for which you want information.


Category	Construction Code	Construction Class
Unknown	100	Unknown
Wood	101	Wood Frame (Modern)
	102	Light Wood Frame
	103	Masonry Veneer
	104	Heavy Timber
Masonry	111	Masonry
	112	Adobe
	113	Rubble Stone Masonry
	114	Unreinforced Masonry - Bearing Wall
	115	Unreinforced Masonry - Bearing Frame
	116	Reinforced Masonry
	117	Reinforced Masonry Shear Wall (with MRF)
	118	Reinforced Masonry Shear Wall (without MRF)
	119	Joisted Masonry
	120	Confined Masonry
Concrete	131	Reinforced Concrete
	132	Reinforced Concrete Shear Wall (with MRF)
	133	Reinforced Concrete Shear Wall (without MRF)
	134	Reinforced Concrete MRF - Ductile
	135	Reinforced concrete MRF - Non-Ductile
	136	Tilt-Up
	137	Pre-cast Concrete
	141	Reinforced Concrete Frame with 2nd Story Wood Frame or URM Addition
Steel	151	Steel
	152	Light Metal
	153	Braced Steel Frame
	154	Steel MRF - Perimeter
	155	Steel MRF - Distributed
	156	Steel MRF
	158	Steel Frame with Concrete Shear Wall
Special	181	Long Span
	182	Semi-Wind Resistive
	183	Wind Resistive
Mobile Homes	191	Mobile Homes
	192	Mobile Home with No Tie-Downs
	193	Mobile Home with Partial Tie-Downs
	194	Mobile Home with Full Tie-Downs
Automobiles	261	Automobiles
Marine Cargo	2701	Automobiles
	2702	Break Bulk
	2703	Dry Bulk
	2704	Liquid Bulk
	2705	Consumables
	2706	Temperature-controlled
	2707	Electronics
	2708	Chemical Products
	2709	Explosives
	2710	General Cargo
	2711	Heavy Industry
	2712	Light Industry
	2713	Petroleum Products
	2714	Pharmaceuticals
	2715	Project Cargo
	2716	Livestock
	2717	General Specie
	2718	Fine Art & Collectibles
	2719	Cash in Transit
	2720	Jewelers Blocks