Home
Touchstone Exposure Data Validation Reference
Exposure Data Validation Reference
Reference: exposure data
Touchstone construction and occupancy class codes
The construction and occupancy class codes that you assign to each exposure have an impact on Touchstone analysis results. It is important to understand the two categories of codes, the construction and occupancy classes that Touchstone supports.
Touchstone occupancy class codes
The primary codes for occupancy classes define the type of activity carried out in the risks included in a record. Touchstone support for occupancy classes varies by country/region. Use the best possible occupancy class code from the appropriate list of occupancy class codes for a particular country or region.
Occupancy class codes
Touchstone supports the following occupancy class codes.
Marine cargo occupancy codes
Touchstone supports occupancy codes for marine cargo occupancies. The marine cargo occupancy codes are paired with marine cargo construction codes 2701-2720.

Introduction
What's New
Revision History
Touchstone Exposure Data Validation Reference
- What's New
- Introduction
- Exposure Data Validation Reference
  - Validation rules for exposure data
    Validation rules that Touchstone applies during import.
  - Reference: exposure data
    - Financial terms
      When working with policy terms in Touchstone, it is important to understand the supported financial terms and the valid combinations of financial terms for running detailed loss analyses.
    - Currency codes
      Currency codes supported by Touchstone during import.
    - Peril codes
      Perils affect risks and losses associated with Touchstone exposures. Touchstone supports sets of perils and sub-perils for each supported country and/or region.
    - ISO country codes
      Touchstone supports ISO 2-character country codes.
    - CRESTA and area codes
      CRESTAand area codes supported by Touchstone.
    - Touchstone construction and occupancy class codes
      The construction and occupancy class codes that you assign to each exposure have an impact on Touchstone analysis results. It is important to understand the two categories of codes, the construction and occupancy classes that Touchstone supports.
      - Unknown construction / unknown occupancy combinations
        Touchstone provides construction and occupancy codes to represent cases in which the construction class and/or unknown occupancy type are unknown. This topic lists the results of various combinations of unknown construction and/or unknown occupancy class codes.
      - Behavior for invalid construction / occupancy class codes
        This topic describes how Touchstone handles import of invalid construction / occupancy class codes.
      - Touchstone construction class codes
        Construction class codes help to determine the vulnerability of your risks to various perils. Touchstone provides a set of construction class codes that you use to describe the building material and/or type of construction used in your risks. Support for construction classes varies by country/region.
      - Touchstone occupancy class codes
        The primary codes for occupancy classes define the type of activity carried out in the risks included in a record. Touchstone support for occupancy classes varies by country/region. Use the best possible occupancy class code from the appropriate list of occupancy class codes for a particular country or region.
        Occupancy class codes
        Touchstone supports the following occupancy class codes.
        Unknown occupancy codes
        Touchstone supports the following unknown occupancy class code.
        Residential occupancy codes
        Touchstone supports the following residential occupancy class codes.
        Commercial occupancy codes
        Touchstone supports the following commercial occupancy class codes.
        Industrial occupancy codes
        Touchstone supports the following industrial occupancy class codes.
        Restaurant occupancy code
        Touchstone supports the following restaurant occupancy class code.
        Mercantile occupancy codes
        Touchstone supports the following mercantile occupancy class codes.
        Public occupancy codes
        Touchstone supports the following public occupancy class codes.
        Education occupancy codes
        Touchstone supports the following education occupancy class codes.
        Transportation occupancy codes
        Touchstone supports the following transportation occupancy class codes.
        Utility occupancy codes
        Touchstone supports the following utility occupancy class codes.
        Miscellaneous occupancy codes
        Touchstone supports the following miscellaneous occupancy class codes.
        Industrial facility occupancy codes
        Touchstone supports the following industrial facility occupancy class codes.
        Offshore asset occupancy codes
        Touchstone supports the following offshore asset occupancy class codes.
        Marine cargo occupancy codes
        Touchstone supports occupancy codes for marine cargo occupancies. The marine cargo occupancy codes are paired with marine cargo construction codes 2701-2720.
        Occupancy class codes by country/region
        Touchstone support for construction classes varies by country/region as well as by model.
    - Workers' Compensation
- Earlier Versions: Exposure Data Validation Reference
Earlier Versions: Exposure Data Validation Reference

Marine cargo occupancy codes

Touchstone supports occupancy codes for marine cargo occupancies. The marine cargo occupancy codes are paired with marine cargo construction codes 2701-2720.

Since the SIC codes are not mapped to 1000-series codes, "n/a" indicates that the column is not applicable.


Occupancy Code	Category	SIC2-Digit	Description
1001	Designated Facilities / Vaults	n/a	Facilities that are designed and built to store special types of cargo, such as explosives. This often includes higher design criteria or special protection measures for contents located in the facility. Vaults and protected storage for fine arts and specie.
1002	Silo	n/a	A tower structure used to store bulk material.
1003	Liquid Tanks	n/a	Tanks to store liquid material, usually in the port area.
1004	Gas Tanks	n/a	Tanks containing gas material, usually in the port area.
1005	Inside Warehouse at Port	n/a	Non-containerized cargoes stored in a warehouse in the port area.
1006	Containerized Inside Warehouse	n/a	Containerized cargoes stored in a warehouse in the port area.
1007	Containerized Stacked Outside	n/a	Containerized cargoes stored in open areas.
1008	Open Lot or Stockpiled Outside	n/a	Non-containerized cargoes stored in open areas.
1009	At Destination in Warehouse	n/a	Non-containerized cargoes stored in an inland warehouse.
1010	At Destination Retail	n/a	Non-containerized cargoes stored as contents in retail spaces.
1011	Museums, Institutions, Public Buildings	n/a	Fine arts displayed in museums and art institutions.
1012	Retail & Private Buildings	n/a	Fine arts and specie stored in private buildings or in retail spaces.