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Touchstone Exposure Data Validation Reference
Exposure Data Validation Reference
Reference: exposure data
Touchstone construction and occupancy class codes
The construction and occupancy class codes that you assign to each exposure have an impact on Touchstone analysis results. It is important to understand the two categories of codes, the construction and occupancy classes that Touchstone supports.
Touchstone occupancy class codes
The primary codes for occupancy classes define the type of activity carried out in the risks included in a record. Touchstone support for occupancy classes varies by country/region. Use the best possible occupancy class code from the appropriate list of occupancy class codes for a particular country or region.
Occupancy class codes
Touchstone supports the following occupancy class codes.
Residential occupancy codes
Touchstone supports the following residential occupancy class codes.

Introduction
What's New
Revision History
Touchstone Exposure Data Validation Reference
- What's New
- Introduction
- Exposure Data Validation Reference
  - Validation rules for exposure data
    Validation rules that Touchstone applies during import.
  - Reference: exposure data
    - Financial terms
      When working with policy terms in Touchstone, it is important to understand the supported financial terms and the valid combinations of financial terms for running detailed loss analyses.
    - Currency codes
      Currency codes supported by Touchstone during import.
    - Peril codes
      Perils affect risks and losses associated with Touchstone exposures. Touchstone supports sets of perils and sub-perils for each supported country and/or region.
    - ISO country codes
      Touchstone supports ISO 2-character country codes.
    - CRESTA and area codes
      CRESTAand area codes supported by Touchstone.
    - Touchstone construction and occupancy class codes
      The construction and occupancy class codes that you assign to each exposure have an impact on Touchstone analysis results. It is important to understand the two categories of codes, the construction and occupancy classes that Touchstone supports.
      - Unknown construction / unknown occupancy combinations
        Touchstone provides construction and occupancy codes to represent cases in which the construction class and/or unknown occupancy type are unknown. This topic lists the results of various combinations of unknown construction and/or unknown occupancy class codes.
      - Behavior for invalid construction / occupancy class codes
        This topic describes how Touchstone handles import of invalid construction / occupancy class codes.
      - Touchstone construction class codes
        Construction class codes help to determine the vulnerability of your risks to various perils. Touchstone provides a set of construction class codes that you use to describe the building material and/or type of construction used in your risks. Support for construction classes varies by country/region.
      - Touchstone occupancy class codes
        The primary codes for occupancy classes define the type of activity carried out in the risks included in a record. Touchstone support for occupancy classes varies by country/region. Use the best possible occupancy class code from the appropriate list of occupancy class codes for a particular country or region.
        Occupancy class codes
        Touchstone supports the following occupancy class codes.
        Unknown occupancy codes
        Touchstone supports the following unknown occupancy class code.
        Residential occupancy codes
        Touchstone supports the following residential occupancy class codes.
        Commercial occupancy codes
        Touchstone supports the following commercial occupancy class codes.
        Industrial occupancy codes
        Touchstone supports the following industrial occupancy class codes.
        Restaurant occupancy code
        Touchstone supports the following restaurant occupancy class code.
        Mercantile occupancy codes
        Touchstone supports the following mercantile occupancy class codes.
        Public occupancy codes
        Touchstone supports the following public occupancy class codes.
        Education occupancy codes
        Touchstone supports the following education occupancy class codes.
        Transportation occupancy codes
        Touchstone supports the following transportation occupancy class codes.
        Utility occupancy codes
        Touchstone supports the following utility occupancy class codes.
        Miscellaneous occupancy codes
        Touchstone supports the following miscellaneous occupancy class codes.
        Industrial facility occupancy codes
        Touchstone supports the following industrial facility occupancy class codes.
        Offshore asset occupancy codes
        Touchstone supports the following offshore asset occupancy class codes.
        Marine cargo occupancy codes
        Touchstone supports occupancy codes for marine cargo occupancies. The marine cargo occupancy codes are paired with marine cargo construction codes 2701-2720.
        Occupancy class codes by country/region
        Touchstone support for construction classes varies by country/region as well as by model.
    - Workers' Compensation
- Earlier Versions: Exposure Data Validation Reference
Earlier Versions: Exposure Data Validation Reference

Residential occupancy codes

Touchstone supports the following residential occupancy class codes.

Since SIC codes are not mapped to residential occupancies, "n/a" indicates that the column is not applicable.


Occupancy Code	Category	SIC2-Digit	Description
301	General Residential	n/a	General Residential is a composite of all other Residential Occupancies. You can select this occupancy class code if you have no specific information about the risk.
302	Permanent Dwelling: Single Family	n/a	Single-unit detached dwellings usually occupied by a single family.
303	Permanent Dwelling: Multi Family	n/a	Multiple-unit dwellings usually occupied by more than one family. Typically, multi-family dwellings consist of four units or less.
304	Temporary Lodging	70	Commercial establishments known to the public as hotels, motels, motor hotels, or tourist courts primarily engaged in providing lodging or lodging and meals to the general public. This category includes hotels that are operated by organizations for members only. Also, establishments primarily engaged in renting, such as boarding houses, lodging houses, or rooming houses.
305	Group Institutional Housing	n/a	Residential units under institutional control. Examples include college dormitories, nursing homes, and retirement centers where medical care is incidental.
306	Apartments/Condominiums	n/a	Attached, multi-unit housing with more than four units.
307	Terraced Housing	n/a	Attached residential unit. Commonly found in Europe, e.g., in the United Kingdom.
367	Residential		Land within residential property boundary. Includes land: Under a residential structure and outbuildings (e.g. shed or garage) Within eight meters of that residential structure and outbuilding Under or supporting the main access way, up to 60 meters from the residential structure. Currently supported only for Verisk Earthquake Model for New Zealand
382	Construction/Erection Risks	n/a	Residential construction/erection risk is an under-construction building that is intended for a general residential occupancy. Currently supported for locations in China, India, South Korea, Southeast Asia (Earthquake and Typhoon), South America, and Japan (Earthquake and Typhoon), and for some locations in Europe, including Central Europe. Also valid for Verisk Earthquake Model for New Zealand and Verisk Earthquake Model for Australia.