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Software enhancements
A suite of changes coordinated with model updates, and new features to enhance the user experience.
Geospatial updates
Summary of geospatial updates for Touchstone 13.0.

Release summary
Verisk is pleased to announce the release of TouchstoneTouchstone Re 2025 (13.0). This release includes both model and software updates.
Model enhancements
Verisk model enhancements provide clients with accurate and up-to-date information.
Software enhancements
A suite of changes coordinated with model updates, and new features to enhance the user experience.
- Touchstone Model Builder enhancements
  Model Builder now supports a fourth sub-peril.
- Geospatial updates
  Summary of geospatial updates for Touchstone 13.0.
- SBS update
  This release of Touchstone includes an enhancement for Specialty Business Solutions (SBS) to support offshore policies, reinsurance CSV files (Facultative and Surplus Share), and a few new columns to match Touchstone 2025 (13.0) import formats.
- Touchstone Re ALERT performance
  ALERT analysis performance has been improved in Touchstone Re 13.0.
- Other Touchstone enhancements
  User interface changes in Touchstone 13.0.
Touchstone financial module improvements
Summary of updates to the financial module for Touchstone 2025.
Database updates
A number of data and schema changes have been implemented for the Touchstone(Re) 2025 release.
API enhancements
Added support for detailed loss analysis, the ALERT event set, Touchstone Model Builder, and Inland Flood hazard analysis.
Supporting material

Geospatial updates

Summary of geospatial updates for Touchstone 13.0.

We added new layers to the Geospatial module for this release. Refer to individual model sections for more information.

The following changes were also incorporated:

Updated FEMA zone data to support 2024 vintage.
Updated eight Verisk Earthquake Model for Canada — ERRO RDS events.
Financial engine improvements:
- Removed the limitation for coverage terms not being applied on top of loss when previous term are applied on total loss.
- Added support for CB, CT, and C deductibles at layer level.