Event Intensities pane

Provides visibility into, and accessibility to, the data behind some Verisk models, enabling you to view, store, and exposrt the underlying hazard data that is used in our models to calculate loss.

The local-level event intensity (LLEI) feature is useful for comparing model parameters with users' own research data or other independent sources, and for addressing regulatory questions about Verisk models. Users can compare their modeled LLEI losses at specific locations with the corresponding event intensities. The feature is included in the basic Touchstone license for portfolio use.

You access the exposure intensities pane when creating a new hazard analysis or from the Object Management > Hazard Template section in the Administration Console.

Touchstone supports the viewing and exporting of local-level event intensities for the following models. To include sub-perils, select the appropriate check box. If you do not want to include a sub-peril, clear the appropriate check box.

Model Region
Verisk Bushfire Model for Australia (enhanced in June 2025) Australia

Local-level event intensity for fire: flame length in meters and smoke potential index (SPI).

Verisk Bushfire Model for Australia (enhanced in June 2025) Australia

Local-level event intensity for fire: flame length in meters and smoke potential index (SPI).

Verisk Coastal Flood Model for Great Britain Great Britain
Verisk Earthquake Model Japan, United States, Mexico, Central America, Canada, Hawaii, Alaska, Caribbean, Australia, New Zealand, India, Southeast Asia, China, Europe, South America, Pan-European region, Southeast Europe (Albania, Macedonia, Serbia)
Verisk Earthquake Model for Mexico (enhanced in June 2025) Mexico

Local-level intensities for peak ground acceleration (PGA) in g units, spectral acceleration (0.3 seconds) in g units, and spectral acceleration (1.0 second) in g units.

Verisk Extratropical Cyclone Model Europe
Verisk Hurricane Model Gulf of Mexico (Offshore), United States, Canada, Hawaii
Verisk Inland Flood Japan, United States, Canada, Southeast Europe (Albania, Macedonia, Serbia), Central Europe (Austria, Czech Republic, Germany, Poland, Switzerland)

Local-level event intensities for previous model versions of the Verisk Inland Flood Model for Central Europe are not supported for Germany.

Verisk Inland Flood Model for the UK and the Republic of Ireland (enhanced in June 2025) Great Britain, Northern Ireland, Republic of Ireland

Local-level event intensities for velocity, duration, and debris flow.

Verisk Tropical Cyclone Model Caribbean, Central America, Mexico, Australia, India, Australia
Verisk Typhoon Model Japan, China, South Korea, Southeast Asia
Verisk Typhoon Model for South Korea (enhanced in June 2025) South Korea

Local-level event intensities for storm surge depth in feet, on-plain precipitation depth in feet, and off-plain precipitation depth in feet.

Note: The event intensities feature is available only when Hazard Analysis is enabled in the license file. Since obtaining event intensity data can be a database resource intensive process, especially for large exposures, allocate sufficient database space or apply an event set filter to select only the event intensities data that you want to obtain.

The Event Intensities pane includes the following fields that enable you to select the event intensity data to include in a hazard analysis. The display unit (g) stands for gravity (m/s2).

Field Description Can Be included in a template?
Region Select the region. Yes
Event Set Select the event set for which you want to obtain event intensity data during the analysis.
Note: For U.S. AP (All Perils) event sets, Touchstone obtains event intensity data only for the continental United States.
Yes
Disaggregation Select whether you want Touchstone to use disaggregation when obtaining event intensity data during the analysis..

When disaggregation is selected, Touchstone distributes aggregate (coarse resolution) location data down to a finer resolution in locations where exposures are likely to be located based on lines of business represented in Touchstone. This process enables Touchstone to apply policy terms appropriately across an entire (distributed) region rather than applying them only across the geographic centroid of the region. Disaggregation generates hazard intensity data at a finer granularity for locations with poor quality data because it avoids analysis of aggregate exposures at a single-point location.

Note: Touchstone performs disaggregation automatically for certain models during detailed loss analyses. It also performs disaggregation automatically for those models when obtaining event intensity data. For complete information about exposure disaggregation, see Exposure Disaggregation and Average Properties in Touchstone on the Client Portal.
Yes
Average Properties Select how you want Touchstone to apply average physical properties, such as soil type and land use/land cover data, when obtaining event intensity data during the analysis. Select Off, On, or Automatic.
Note: Touchstone applies average properties automatically for certain models during detailed loss analyses. It also applies the properties automatically for those models when obtaining event intensity data. For complete information about this feature, see Exposure Disaggregation and Average Properties in Touchstone on the Client Portal.
Yes
For Invalid Con/Occ Pairs Select how you want Touchstone to handle invalid construction/occupancy pairs. Selecting Ignore omits from the analysis all locations that have invalid combinations. Selecting System Default tells Touchstone to remap to invalid combinations. Yes
Event Set Filter Select whether you want Touchstone to apply event set filters when obtaining event intensity data during the analysis.

To apply an event set filter, click Apply an event set filter

No
Earthquake Select this peril if you want Touchstone to include earthquake-specific data when obtaining event intensity data during the analysis.
Note: This field is applicable only if the event set that you have chosen is relevant for the earthquake peril.
Yes
Peak Ground Acceleration (Earthquake) Select this sub-peril if you want Touchstone to include peak ground acceleration (PGA) when obtaining event intensity data during the analysis. PGA, one of the key measures of ground-shaking intensity, is the maximum value of the ground acceleration and is typically referred to as motion in the horizontal direction.

The following table details the perils, display unit, and precision that Touchstone supports for peak ground acceleration for each relevant model/country:

Country/model Peril/sub-peril Display unit Precision
United States (M11) Shake g 0.0000
Canada (M12) Shake Convert/g 0.0000
Japan (M52) Shake Convert/g 0.0000
Southeast Asia (M54) Shake g 0.0000
Europe (M31) Shake g 0.0000
China (M55) Shake g 0.0000
India (M58) Shake g 0.0000
South America (M70) Shake g 0.0000
Mexico (M72) Shake g 0.0000
Central America (M76) Shake g 0.0000
Hawaii (M13) Shake g 0.0000
Alaska (M14) Shake g 0.0000
Caribbean (M15) Shake g 0.0000
Australia (M51) Shake g 0.0000
New Zealand (M53) Shake g 0.0000
Note: Touchstone calculates PGA during the analysis using user-provided location data in conjunction with model data. This field is applicable only if the event set that you have chosen is relevant for the earthquake peril.
Yes
Spectral Acceleration 0.3 Seconds (Earthquake) Select this sub-peril if you want Touchstone to include spectral acceleration (Sa) of 0.3 seconds or higher when obtaining event intensity data during the analysis. Spectral acceleration, one of the key measures of ground-shaking intensity, is the maximum response of a simple building, with a single natural frequency of vibration, to earthquake ground motions. Spectral acceleration approximates what a building experiences as modeled by a particle mass on a massless vertical rod having the same natural period of vibration as the building.

The following table details the perils, display unit, and precision that Touchstone supports for peak ground acceleration for each relevant model/country:

Country/model Peril/sub-peril Display nit Precision
United States (M11) Shake g 0.00
Canada (M12) Shake g 0.00
Japan (M52) Shake g 0.00
Southeast Asia (M54) Shake g 0.0000
Europe (M31) Shake g 0.0000
China (M55) Shake g 0.0000
South America (M70) Shake g 0.0000
Mexico (M72) Shake g 0.0000
Central America (M76) Shake g 0.0000
Hawaii (M13) Shake g 0.0000
Alaska (M14) Shake g 0.0000
Caribbean (M15) Shake g 0.0000
Australia (M51) Shake g 0.0000
New Zealand (M53) Shake g 0.0000
India (M58) Shake g

0.0000

Note: Spectral acceleration is calculated during hazard analysis using user-provided location data in conjunction with model data. This field is applicable only if the event set that you have chosen is relevant for the earthquake peril.
Yes
Spectral Acceleration 1.0 Seconds (Earthquake) Select this sub-peril if you want Touchstone to include spectral acceleration of 1.0 second or higher when obtaining event intensity data during the analysis.

The following table details the perils, display unit, and precision that Touchstone supports for peak ground acceleration for each relevant model/country:

Country/model Peril/sub-peril Display unit Precision
United States (M11) Shake g 0.00
Canada (M12) Shake g 0.00
Japan (M52) Shake g 0.00
Southeast Asia (M54) Shake g 0.0000
Europe (M31) Shake g 0.0000
China (M55) Shake g 0.0000
South America (M70) Shake g 0.0000
Mexico (M72) Shake g 0.0000
Central America (M76) Shake g 0.0000
Hawaii (M13) Shake g 0.0000
Alaska (M14) Shake g 0.0000
Caribbean (M15) Shake g 0.0000
Australia (M51) Shake g 0.0000
New Zealand (M53) Shake g 0.0000
India (M58) Shake g 0.0000
Note: Touchstone calculates spectral acceleration during hazard analyses using user-provided location data in conjunction with model data. This field is applicable only if the event set that you have chosen is relevant for the earthquake peril.
Yes
Tropical Cyclone Select whether you want Touchstone to include tropical cyclone-specific data when obtaining event intensity data during the analysis. Select the sub-perils to include.
Note: This field is applicable only if the event set that you have chosen is relevant for the tropical cyclone peril.
Yes
Maximum Wind Speed (Tropical Cyclone) Select this sub-peril if you want Touchstone to include the maximum wind speed when obtaining event intensity data during the analysis. In the context of local intensity, the maximum wind speed refers to the maximum wind speed sustained for one minute at 10 meters in height over model grid points (after site conditions, such as friction), measured in miles/hour.
Note: The maximum wind speed for Europe (M41) is the maximum 3-second gust.

The following table details the perils, display unit, and precision that Touchstone supports for the maximum wind speed for each relevant model/country:

Country/model Peril/sub-peril Display unit Precision
United States (M27) Wind with storm surge MPH 0.00
Caribbean (M27) Wind MPH 0.00
Offshore (M27) Wind MPH 0.00
Mexico (M27) Wind MPH 0.00
Central America (M27) Wind MPH 0.00
Japan (M60) Wind with storm surge MPH 0.00
South Korea (M60) Wind MPH 0.00
Southeast Asia (M60) Wind with storm surge MPH 0.00
China (M60) Wind MPH 0.00
Europe (M41) Wind KPH 0.00
Canada (M30) Wind MPH 0.00
Hawaii (M23) Wind MPH 0.00
Australia (M61) Wind with storm surge MPH 0.00
India Wind KPH 0.00
Note: Touchstone calculates maximum wind speed during the analysis using user-provided location data in conjunction with model data. This field is applicable only if the event set that you have chosen is relevant for the tropical cyclone peril.
Yes
Duration (Tropical Cyclone) Select this sub-peril if you want Touchstone to include duration when obtaining event intensity data during the analysis. In the context of local intensity, duration refers to the length of time during which a structure is exposed to high winds. The asterisk (*) in the Country/model column in the table identifies countries/models where duration refers to the amount of time that the location of interest is exposed to winds over 40 miles per hour, a threshold at which a location will likely incur structural damage.

The following table summarizes the perils, display unit, and precision that Touchstone supports for duration for each relevant model/country:

Country/model Peril/sub-peril Display unit Precision
*United States (M27) Wind with storm surge Hours 0.00
*Caribbean (M27) Wind Hours 0.00
Offshore (M27) Wind N/A N/A
*Mexico (M27) Wind Hours 0.00
Central America (M27) Wind Hours 0.00
*Japan (M60) Wind with storm surge Hours 0.00
*South Korea (M60) Wind Hours 0.00
*Southeast Asia (M60) Wind Hours 0.00
*China (M60) Wind Hours 0.00
Europe (M41) Wind N/A N/A
Canada (M30) Wind Hours 0.00
Hawaii (M23) Wind Hours 0.00
Australia (M61) Wind with storm surge Hours 0.00
India (M68) Wind Hours 0.00
Note: Duration is calculated during hazard analysis using user-provided location data in conjunction with model data. This field is applicable only if the event set that you have chosen is relevant for the tropical cyclone peril.
Yes
Storm Surge Depth (Tropical Cyclone) Select this sub-peril if you want Touchstone to include storm surge depth when obtaining event intensity data during the analysis. Storm surge depth is the level of the water above the ground at a specific point on land. The storm surge depth is the difference between the storm surge elevation (that is, the water height above normal sea level) and the land elevation.

The following table details the perils, display unit, and precision that Touchstone supports for storm surge depth for each relevant country/model:

Country/model Peril/sub-peril Display unit Precision
United States (M27) Wind with storm surge Feet 0.00
Caribbean (M27) Wind N/A N/A
Offshore (M27) Wind N/A N/A
Mexico (M27) Wind N/A N/A
Central America (M27) Wind N/A N/A
Japan (M60) Wind with storm surge Feet 0.00
South Korea (M60) Wind N/A N/A
Southeast Asia (M60) Wind Feet 0.00
China (M60) Wind N/A N/A
Europe (M41) Wind with storm surge N/A N/A
Canada (M30) Wind N/A N/A
Hawaii (M23) Wind N/A N/A
Australia (M61) Wind with storm surge Feet 0.00
India (M68) Wind N/A N/A
South Korea (M66) Wind and Precipitation flood Feet 0.00
Note: Touchstone calculates storm surge depth during hazard analysis using user-provided location data in conjunction with model data. This field is applicable only if the event set that you have chosen is relevant for the tropical cyclone peril.
Yes
On Plain Precipitation Depth (Tropical Cyclone) Select this sub-peril if you want Touchstone to include on-plain precipitation depth when obtaining event intensity data during the analysis. On-plain flooding refers to rivers overflowing their banks and inundating properties on their floodplain.

The following table details the perils, display unit, and precision that Touchstone supports for on-plain precipitation depth for each relevant country/model:

Country/model Peril/sub-peril Display unit Precision
United States (M27) On Plain Precipitation Depth Feet 0.00
Japan (M60) On Plain Precipitation Depth Feet 0.00
South Korea (M66) On Precipitation Depth feet 0.00
Note: Touchstone calculates precipitation depth during hazard analysis using user-provided location data in conjunction with model data. This field is applicable only if the event set that you have chosen is relevant for the tropical cyclone peril.
Yes
Off Plain Precipitation Depth (Tropical Cyclone) Select this sub-peril if you want Touchstone to include off plain precipitation depth when obtaining event intensity data during the analysis. Off plain flooding refers to local flooding by intense precipitation causing excess runoff, backing up of sewers, overflowing subterranean draining, etc. This type of flooding can happen to properties on or off the floodplain. The following table details the perils, display unit, and precision that Touchstone supports for on-plain precipitation depth for each relevant country/model:
Country/model Peril/sub-peril Display unit Precision
United States (M27) Off Plain Precipitation Depth Feet 0.00
Japan (M60) Off Plain Precipitation Depth Feet 0.00
South Korea (M66) Off Precipitation Depth feet 0.00
Note: Touchstone calculates precipitation depth during hazard analysis using user-provided location data in conjunction with model data. This field is applicable only if the event set that you have chosen is relevant for the tropical cyclone peril.
Yes
Inland Flood Select whether you want Touchstone to include on-plain or off-plain precipitation-induced flood depth when obtaining event intensity data during the analysis. On-plain flooding refers to rivers overflowing their banks and inundating properties on their floodplain. Off-plain flooding refers to local flooding by intense precipitation causing excess runoff, backing up of sewers, overflowing subterranean draining, etc. This type of off-plain flooding can happen to properties on or off the floodplain.

The following table details the perils, display unit, and precision that Touchstone supports for flood depth for each relevant country/model:

Country/model Peril/sub-peril Display unit Precision
Verisk Inland Flood Model for the United States (M8) On Plain Depth and Off Plain Depth Feet 0.00
Verisk Coastal Flood Model for Great Britain (M91) On Plain Depth Meter 0.00
Verisk Inland Flood Model for Japan (M18) On Plain Depth and Off Plain Depth Meter 0.00
Verisk Inland Flood Model for Central Europe (M90) On Plain Depth Meter 0.00
Verisk Inland Flood Model for Southeast Europe (M94) On Plain Depth Meter 0.0
Verisk Inland Flood Model for the UK and the Republic of Ireland (M92) Velocity 1,2,3,4 0.0
Verisk Inland Flood Model for the UK and the Republic of Ireland (M92) Duration <24 hrs, >24 hrs
Verisk Inland Flood Model for the UK and the Republic of Ireland (M92) Debris Flow Present/Not Present
Yes
Note: You can create and edit hazard analysis templates to specify default settings for the analyses. You can specify any of the settings indicated in the preceding table to include these settings in the template that you are creating or editing.