Specifying Additional Details

In the Output Options pane, use the Additional Details parameters to generate detailed output by coverage (and include the claims count in the output). When you analyze workers' compensation policies and certificates, you can configure the analysis to either save results by injury type or apply MAOL terms to be reflected in CLF exports. You can also save results by peril or model and, optionally, view results by peril or model in the generated Summary EP table, and you can select one or more zones in which to accumulate exposures.

Coverage

Saves results by individual coverage (building, other structures, contents, time element).

# Claims

Saves an estimate of the number of claims that may affect your exposure, in addition to loss estimates. This field is valid only for U.S. locations and for all perils except Terrorism.

Injury Type

Saves results by injury types.

MAOL

For U.S. workers' compensation exposures only, applies MAOL (maximum any one life) insurance terms to the analysis results, enabling you to include the information in CLF export files. Touchstone applies MAOL limits before calculating financial perspectives.

MAOL terms define the most any single risk can contribute to a loss.

Select this field and then edit the MAOL terms. If the check box is already selected and you want to edit the MAOL terms, click .

You can specify four different limits. This is useful, for example, if you are configuring an analysis that will be associated with multiple reinsurance treaties, each of which contain different MAOL limits. The loss engine calculates the results net of MAOL for the four different limits. For example, assume that an analysis is to be used as the base loss analysis for two different reinsurance treaties. The first treaty specifies $50 million with an MAOL term of $5M, while the second treaty specifies $40 million X $60 million with an MAOL of $10 million. You set Limit 1 to $5M and Limit 2 to $10 million. Separate CLFs for each limit can then be exported to Touchstone Re, so that losses can be viewed in the user interface and additional treaty terms can be applied. The impacts of MAOL cannot be viewed in the Touchstone user interface; they must be viewed either in SQL or exported as a CLF.

While Touchstone typically generates losses at the event level, if the output is by location (postal or subarea), the application generates additional MAOL losses.

EP by Peril

Saves results by peril for inclusion in the Summary EP table. This option is supported for all models that Touchstone supports. However, when you report by peril, Touchstone uses only the main peril, not the sub-perils. For example, if a model produces loss for both Shake and Tsunami, Touchstone groups the losses together and displays them as Shake losses.

EP by Model

Saves results by model for inclusion in the Summary EP table.

Note:

Select the EP by Peril and EP by Model options if your data includes peril information and you want to view results in the Summary EP table by peril and/or by model.

• If you select EP by Peril and your data includes peril information, the Summary EP table can include a By Peril column.

• If you select EP by Model, the Summary EP table can include a By Model column that breaks down each peril category by specific model. See "Model Numbers and Abbreviations" for the model numbers and abbreviations displayed in the EP Summary table.

• If you select both EP by Peril and EP by Model and your data includes peril information, the Summary EP table can include both the By Peril and By Model columns. In this case, the Summary EP table breaks down first by peril, then by model.

• If you select both EP by Peril and EP by Model when you configure the analysis and then apply CATXOL, the CATXOL Summary EP table also includes this information.