Home
Projects and exposure views
Projects are a useful way to organize your data. They contain exposure views that contain the data that you want to focus on.
Working with exposure views
In a project, you add exposure views to gather the exposure data that you want to focus on.
Distribution of number of employees
The bar chart displays the number of locations whose employee counts are within a given range.

Using Touchstone online Help
You can access the top-level or context-sensitive Touchstone online help from within the application or from the Client Portal. You can then search for content, bookmark pages, and generate output to other formats.
Import data from external sources
You can import exposure data, map layers, projects, and reinsurance packages from external sources into Touchstone databases.
Projects and exposure views
Projects are a useful way to organize your data. They contain exposure views that contain the data that you want to focus on.
- Working with projects
  The Projects pane on the Touchstone Home page lists the projects that you and other users in your business unit are working on.
- Working with exposure views
  In a project, you add exposure views to gather the exposure data that you want to focus on.
  - Add exposure views to a project
    In a project, you can add one or more exposure views to identify the data that you want to focus on.
  - Open an exposure view
    You can open an exposure view from either the Exposure Summary Dashboard or the Contract List. The dashboard provides a visual overview of your exposure data and enables you to run analyses.
  - Modify an exposure view
    There are many reasons for modifying exposure views.
  - Modify perils in an exposure view
    Define rules for adding and removing perils in an exposure view or in a contract.
  - Modify perils in a contract
    Define rules for adding and removing perils in an exposure view or in a contract.
  - Delete exposure views
    When you delete an exposure view, you can choose whether to delete the exposure sets and results associated with the exposure view.
  - Create a new exposure set
    You can create an empty exposure set without using ImportExpress. You associate the new exposure set with an exposure view and can then manually add exposure data to the exposure set.
  - Delete exposure sets
    Deleting an exposure set, Touchstone marks the exposure data—contracts and locations—in the exposure set for deletion and the data becomes inaccessible.
  - About the Exposure Summary Dashboard
    You can view a graphical report that enables you to quickly assess the strengths and weaknesses of your exposure data.
  - About the exposure map
    On the Exposure Summary Dashboard, you can view an exposure map with map tools that allow you to perform various mapping functions.
  - Distribution of replacement value by occupancy
    The bar chart displays the percent of the total replacement value for each of the occupancy categories, enabling you to validate occupancy based on the business that you are writing.
  - Distribution of replacement value by construction
    The bar chart displays the percentages of the total replacement value for each of the major construction code categories, enabling you to validate construction based on the business that you are writing.
  - Distribution of replacement value by coverage type
    The bar chart displays the percent of the total replacement value for each of the four coverage types.
  - Distribution of replacement value by geocode match level
    The bar chart displays the distribution of replacement value by geocode match level.
  - Distribution of building replacement value
    The bar chart displays the percent of the total replacement value (TRV) for locations in each of the dollar ranges, enabling you to verify that the distribution of TRV is appropriate for the business that you are writing.
  - Distribution of replacement value by year built
    The bar chart displays the percent of the total replacement value for each span of years, or age band.
  - Distribution of replacement value by stories
    The bar chart displays the percent of the total replacement value for each of the height (number of stories) bands.
  - Distribution of replacement value by per diem time element
    The bar chart displays the percent of the total replacement value for each of the dollar ranges, based on the per diem time element (Coverage D).
  - Distribution of total replacement value by status
    The bar chart displays the percent of the total replacement value for each type of status.
  - Distribution of total replacement value by peril
    The bar chart displays the percent of the total portfolio replacement value for each type of peril.
  - Distribution of total replacement value by user LOB
    The bar chart displays the percent of the total replacement value for each user-defined line of business (LOB).
  - Proportion of known to unknown secondary risk characteristics
    On the Exposure Summary Dashboard, the bar chart displays the proportion of key secondary risk characteristics (SRCs) that are known and/or unknown.
  - Number of contracts by limit type
    The bar chart displays the number of contracts by limit type, enabling you to validate that you have the correct number and type of limits in your exposure data.
  - Number of contracts by reinsurance type
    The bar chart in the results grid displays the number of contracts by reinsurance type, enabling you to validate the correct number and type of reinsurance treaties in your exposure data.
  - Distribution of number of employees
    The bar chart displays the number of locations whose employee counts are within a given range.
- About the Contract List pane
  In the exposure view grid, click Contract List to view the list of contracts.
- Open the contract list
  Open the contract list to view the details of each contract included in an exposure view.
- Filter the contract list
  You can apply temporary filters to a contract list using contract-level and location-level attributes.
- Add contracts to an exposure view
  You can add contracts to an exposure view by entering the contract details in the user interface or by copying and pasting the contract details from a spreadsheet.
- Add sublimits to a layer
  You can add sublimits to a layer and create sublimit areas.
- About the Contract Details pane
  The Contract Details pane provides information about the line of business, the policy form, the name of the producer, and the current selected currency.
- Open contract details
  Open the Contract Details pane to view the details of each contract that is included in an exposure view.
- Add locations to a contract
  Add locations to a contract by entering location details in the user interface or by copying and pasting location details from a spreadsheet.
- About the Location Record pane
  The Location Record pane provides summary information about the location, and allows you to view, add, and delete location terms and reinsurance treaties.
- Add layers to a contract
  You can add one or more layers to a contract.
- Delete contracts
  Deleting contracts removes them from the contract list and from associated databases.
- Copy and move contracts and locations
  You can copy and move contracts and locations.
- Re-geocode exposure data
  To ensure that analyses uses more accurate location data, we strongly recommend that you geocode all exposure data before running analyses.
Geospatial analysis
Geospatial analysis enables you to perform a deterministic risk analysis with your own view of risk on accumulations of property exposures and workers' compensation information in given areas exposed to natural and man-made catastrophes.
Exposure data validation
Verisk provides a reference containing information about Touchstone exposure data.
Data Quality analysis
The most effective way to assess and enhance portfolio-level or contract-level catastrophe exposure data is to use Touchstone's Data Quality diagnostics. These diagnostics enable you to determine the strengths and weaknesses of the exposure data you are using for analyses and supplement that data when it is missing or weak.
Hazard analysis
Hazard analysis enable you to identify the relevant catastrophe hazards for locations in your exposure data.
About loss analyses
Touchstone enables you to model catastrophic (CAT) events to estimate property and workers' compensation losses.
Reinsurance
The Reinsurance Program Manager enables you to create, import, and manage reinsurance programs.
Touchstone data export types
Touchstone enables you to export different types of data.
Activity Monitor
The Activity Monitor displays the status of all activities.
Managing data sources
Use Data Source Management to manage Touchstone databases.
User model management
Use User Model Management to build custom non-Verisk models and seamlessly integrate them into Touchstone.
Model Builder
Administration Console
User interface
Reference: Common Help topics

Distribution of number of employees

The bar chart displays the number of locations whose employee counts are within a given range.

Move the pointer over a bar to display the number of covered employees in the corresponding range for the number of locations. For example, "9508 - 10000: 91.00" indicates that there are between 9,508 and 10,000 employees in 91 locations.

Note: Each workers' compensation location must include either the number of employees within each building, or the annual payroll. If your exposure data does not include the number of employees, then Touchstone will calculate the number of employees by dividing the annual payroll by the average annual wage. In addition, Touchstone populates the average annual wage with the state default value unless you enter your own value.

To display detailed results for this view, click Show in Window in the Distribution of Number of Employees window.


Column	Description
Range	A range for the number of covered employees.
Number	Number of covered employees in the corresponding range.
Location Count	Number of locations in the corresponding range.