Distribution of replacement value by occupancy
The bar chart displays the percent of the total replacement value for each of the occupancy categories, enabling you to validate occupancy based on the business that you are writing.
Each occupancy category is divided in proportion to the types of occupancies in the category, such as general commercial and retail trade. Touchstone dynamically displays categories based on the composition of the exposure data; categories that do not appear in the portfolio are not represented in the bar chart. Move the pointer over a section of a bar to display the name of the occupancy type in that particular category.
As an example of validating occupancy based on your business, you would see proportionately more residential occupancies for a personal lines account. This view also highlights the percentage of unknown occupancies, which provides general information about the overall quality of the captured data.
To display detailed results for this view, click Show in Window
in the Occupancy Type
window.
| Column | Description |
|---|---|
| Occupancy Category | High-level description of the type of activity performed at the locations in this category. |
| Name (Occupancy) | Description of the type of occupancy activity performed at the locations in this category. |
| Code (Occupancy) | Numeric code for the type of occupancy activity performed at the locations in this category. For information on valid codes, refer to the Touchstone Exposure Data Validation Reference on www.unicede.com. |
| Location Count | Number of locations in the corresponding category. |
| % Locations Count | Number of locations in the corresponding category, expressed as a percent of all the locations. |
| $ Total Replacement Value | Total replacement value (all coverages combined) of all locations in the corresponding category. |
| % Total Replacement Value | Total replacement value (all coverages combined) per category, expressed as a percent of the total replacement value. |
| $ Limit A | Combined building limits of all locations in the corresponding category. |
| $ Limit B | Combined other structures limits of all locations in the corresponding category. |
| $ Limit C | Combined contents limits of all locations in the corresponding category. |
| $ Limit D | Combined time element limits of all locations in the corresponding category. |
| A - Building | Combined building replacement value of all locations in the corresponding category. |
| B - Other Structures | Combined other structures replacement value of all locations in the corresponding category. |
| C - Contents | Combined contents replacement value of all locations in the corresponding category. |
| D - Time Element | Combined time element replacement value of all locations in the corresponding category. |
| Total Premium | Combined premiums of all locations in the corresponding category. |
| Total Risk Count | Total number of risks in the corresponding category. May differ from the Location Count value if any of your location records represent aggregate data. |
| $ Deductible A | Combined building deductibles of all locations in the corresponding category. |
| $ Deductible B | Combined other structures deductibles of all locations in the corresponding category. |
| $ Deductible C | Combined contents deductibles of all locations in the corresponding category. |
| $ Deductible D | Combined time element deductibles of all locations in the corresponding category. |