What's new in Touchstone 2025

For further details of these and other features and enhancements included in this release, refer to the Touchstone 2025 (13.0) Release Documentation on the Client Portal. Take particular note of the Release Notes.

Models

• We introduced a new, high-resolution inland flood model for Malaysia and Indonesia, Verisk Inland Flood Model for Malaysia and Indonesia. The model includes support for local-level event intensities (LLEI), geospatial layers, and demand surge, and includes flood hazard maps for six standard return periods (20, 50, 100, 200, 250, and 500).
• We did a full update to the Verisk Earthquake Model for Mexico, including updates to the disaggregation data, geocodes, admin boundaries, and supported perils (liquefaction, landslide, and tsunami). The model explicitly supports 100- and 300-series codes and expanded infrastructure codes from 3-digit to 4-digit. It supports marine cargo, Builder's Risk (single occupancy code), and industrial facilities (3- and 4-digit codes). We updated the modeling processes and completely revised the stochastic catalogs with new events and event IDs. For complete information about the model, refer to the model documentation.
• Enhancements to the Verisk Typhoon Model for South Korea: Added storm surge peril; updated code to separate precipitation flood peril from wind peril; updated precipitation and flood surge resolution to 30m; updated height bands; added support for additional construction codes (including marine, and occupancy codes (including large industrial facilities and marine storage); added year-built support for wind; and added support for auto, infrastructure, large industrial facilities, and marine storage.
• Enhancements to: Verisk Bushfire Model for Australia: New intensity parameter—flame length; ignition locations determined from historical patterns and current fuel availability; updated height bands; new tags for moisture index and El Niño/La Niña year; support for marine risk and additional construction and occupancy codes; extended support for six secondary rrisk characteristics.
• Enhancements to the Verisk Severe Thunderstorm Model for the United States: Improved representation of hail events, new support for solar farms, updated building damage functions, enhancements to roof aging, support for additional construction and occupany codes, and updated secondary risk characteristics.
• There are updates to the IEDs for the Verisk Earthquake Model for Mexico and the Verisk Typhoon Model for South Korea.
• For the Verisk Inland Flood Model for the UK and the Republic of Ireland, we updated the demand surge factors for the United Kingdom to reflect the updated modeled industry losses and added demand surge factors for the Republic of Ireland. For the Verisk Inland Flood Model for Italy, we added demand surge support.
• We added geospatial layers for the following models: Verisk Typhoon Model for South Korea, Verisk Inland Flood Model for the UK and the Republic of Ireland, and Verisk Earthquake Model for Mexico, and Verisk Inland Flood Model for Malaysia and Indonesia.
• Updated Touchstone Geospatial layers.
• We added support for local-level intensities for these models: Verisk Typhoon Model for South Korea, Verisk Inland Flood Model for the UK and the Republic of Ireland, Verisk Earthquake Model for Mexico, and Verisk Bushfire Model for Australia, and Verisk Inland Flood Model for Malaysia and Indonesia./>.
• Updated Hazard profiles—FEMA - Flood Zone and FEMA - Base Flood Elevation—only for the United States.
• Added Sublimit button to the Summary EP table. If you saved the loss analysis results by peril and sub-peril, you can now view the results broken out into single sub-perils.