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Hazard analysis
Hazard analysis enable you to identify the relevant catastrophe hazards for locations in your exposure data.
Reference: Hazard Analysis
Additional information about Touchstone user interface components that you use to perform hazard analyses.
New Hazard Analysis pane
Options for configuring and running a hazard analysis on one or more exposure views or on a single contract in your project.
Earthquake profile options pane
Analyze exposure data for earthquake hazards.
CA DOI Zones
The California Department of Insurance (DOI) has divided California into eight zones and six sub zones (generally corresponding to counties) to help insurance companies manage their total exposures.

Using Touchstone online Help
You can access the top-level or context-sensitive Touchstone online help from within the application or from the Client Portal. You can then search for content, bookmark pages, and generate output to other formats.
Import data from external sources
You can import exposure data, map layers, projects, and reinsurance packages from external sources into Touchstone databases.
Projects and exposure views
Projects are a useful way to organize your data. They contain exposure views that contain the data that you want to focus on.
Geospatial analysis
Geospatial analysis enables you to perform a deterministic risk analysis with your own view of risk on accumulations of property exposures and workers' compensation information in given areas exposed to natural and man-made catastrophes.
Exposure data validation
Verisk provides a reference containing information about Touchstone exposure data.
Data Quality analysis
The most effective way to assess and enhance portfolio-level or contract-level catastrophe exposure data is to use Touchstone's Data Quality diagnostics. These diagnostics enable you to determine the strengths and weaknesses of the exposure data you are using for analyses and supplement that data when it is missing or weak.
Hazard analysis
Hazard analysis enable you to identify the relevant catastrophe hazards for locations in your exposure data.
- Configuring Hazard analyses
  Overview of configuring hazard analyses.
- Working with Hazard analysis results
  Show or hide results for any of the included hazard profiles.
- Exporting Hazard analysis results
  You can export Hazard analysis results to *.CSV files.
- Reference: Hazard Analysis
  Additional information about Touchstone user interface components that you use to perform hazard analyses.
  - New Hazard Analysis pane
    Options for configuring and running a hazard analysis on one or more exposure views or on a single contract in your project.
    - Earthquake profile options pane
      Analyze exposure data for earthquake hazards.
      - CA DOI Zones
        The California Department of Insurance (DOI) has divided California into eight zones and six sub zones (generally corresponding to counties) to help insurance companies manage their total exposures.
    - Tropical cyclone profile options pane
      Analyze exposure data for tropical cyclone hazards.
    - Flood profile options pane
      Analyze exposure data for flood hazards.
    - Terrorism profile options pane
      Analyze exposure data for terrorism hazards.
    - Severe thunderstorm profile options pane
      Analyze exposure data for severe thunderstorm hazards.
    - Exposure attribute profile options pane
      Exposure data to include in hazard analyses.
    - Event Intensities pane
      Provides visibility into, and accessibility to, the data behind some Verisk models, enabling you to view, store, and exposrt the underlying hazard data that is used in our models to calculate loss.
    - Analysis management pane
      Use this pane to configure how Touchstone should run analyses; a subset of these fields may be available in the template.
About loss analyses
Touchstone enables you to model catastrophic (CAT) events to estimate property and workers' compensation losses.
Reinsurance
The Reinsurance Program Manager enables you to create, import, and manage reinsurance programs.
Touchstone data export types
Touchstone enables you to export different types of data.
Activity Monitor
The Activity Monitor displays the status of all activities.
Managing data sources
Use Data Source Management to manage Touchstone databases.
User model management
Use User Model Management to build custom non-Verisk models and seamlessly integrate them into Touchstone.
Model Builder
Administration Console
User interface
Reference: Common Help topics

CA DOI Zones

The California Department of Insurance (DOI) has divided California into eight zones and six sub zones (generally corresponding to counties) to help insurance companies manage their total exposures.

Generally speaking, the higher in the alphabet the greater the risk (Zones A and B = high risk, Zones F, G, and H = less risk).


Zone name	Counties
A1	San Francisco San Mateo
A2	Alameda Contra costa
A3	Del Norte Humboldt Lake Marin Mendocino Monterey Napa San Benito Santa Clara Santa Cruz Solano Sonoma
B1	Los Angeles county west of Interstate 5 and south of Mulholland Drive
B2	Remainder of Los Angeles county area not covered by zone B1
B3	Orange
C	Kern San Luis Obispo Santa Barbara Ventura
D	San Diego
E	Alpine Imperial Inyo Mono Riverside San Bernardino
F	Fresno Kings Madera Mariposa Merced Tulare
G	Amador Butte Calaveras Colusa El Dorado Glenn Nevada Placer Sacramento San Joaquin Stanislaus Sutter Tuolumne Yolo Yuba
H	Lassen Modoc Plumas Shasta Sierra Siskiyou Tehama Trinity